Sohu Focus and Search Easy Loan released the first online financial product "Focus Down Payment Loan", which can give buyers a down payment of up to 20% of the total price of the property purchased. Those who apply for approval only need a down payment of 10% to meet the purchase demand. So, how does Sohu focus on the down payment loan application and how long does it take to review it?

"Down payment loan/down payment loan+"is an innovative Internet financial service product jointly developed by Sohu Focus and Search Easy Loan, which aims to help buyers solve the down payment problem easily. No mortgage, one-minute application, flexible term, ultra-low expected annualized interest rate.

1. How long does it take Sohu to pay attention to the down payment loan review?

After submitting the "down payment loan/down payment loan+"loan application, a systematic manual review will be conducted. After the audit is completed, the borrower and the developer need to complete the work of paying the down payment balance and signing the house purchase agreement, and the two parties can raise funds and lend after confirmation. The whole process is expected to be completed in about 3 working days, and the fastest time is 1 day.

As long as the following conditions are met and the search loan (account) is registered, you can submit the loan application of "down payment loan/down payment loan+"and get the loan of "down payment loan/down payment loan+"after review.

2. What are the conditions for applying for down payment loan/down payment loan?

1, age 2 1-60 years old (age at the time of application+loan term ≤60 years old)

2. Chinese mainland citizens with Chinese identity cards.

The average monthly income is 3000 yuan.

4. The residence period in the local area is not less than 6 months.

5. The local working/operating years shall be no less than 1 year.

3. What materials should I submit to apply for down payment loan/down payment loan?

1. identification document: Chinese resident identity card; Household registration book;

2. Proof of address: three-month water and electricity bill; Housing lease contract; Proof of residence, etc. ;

3. proof of income: the bank's personal flow for six months; Social security payment records, etc. ;

4. Credit certificate: a complete credit report of the People's Bank of China within two weeks;

5. Self-employed individuals need to provide relevant business materials;

6. Other credit enhancement materials, such as real estate license, time deposit and stock account information. ;