After the deadline, the sesame score has been declining, falling to about 150, which has affected its credibility. After the deadline, the balance will be automatically deducted, even the savings of bank cards will be deducted, and the bank cards will be bound, and the savings cards that have been paid before and the savings cards that have been loaned will be automatically deducted. After the deadline, you will face all kinds of dunning, SMS dunning, dunning calls, door-to-door dunning, and even harassing friends in the address book.
If the deadline is too long, the system will apply to the court for a payment order and lock all your payment interfaces. According to the previous example, applying for a payment order has little to do with the amount of debt and the length of overdue time. It is purely a chance. After repeated dunning, they will be prosecuted and bear legal responsibility. Once enforced, personal credit will be included in the list of untrustworthy people, which will be great for personal influence.
Overdue borrowing of flowers does not involve criminal punishment (unless it is false material loan fraud). Therefore, if you apply for a loan in your actual capacity, you really can't repay it because of difficulties, and generally you won't be sentenced to jail.
If the debt is overdue or overdue, I am afraid that the dunning will affect my work or basic life. I can negotiate with the platform to postpone repayment for 1-3 years. There will be no dunning calls during the delay, and there is no need to be afraid of locking the savings card. It is also a very suitable way for debtors who can't pay off their debts in a short time.
Therefore, it is not a special case. Try not to be overdue, because once this happens, it will take a long time to resume credit reporting later.