When you filled out the contract, you said to start as soon as you started. Where is it? I didn't see it in the contract. Where is it?
Didn't you have to sign a contract with the bank at that time? We needed it then.
2. When will the interest on the student loan be repaid?
After graduation in June, students with student loans will start earning interest in September of that year, and then the first repayment date is 65438+ February 20th of that year. Borrowing students need to repay before 65438+February 65438+May (the money will be credited to the special Alipay account for student loans, and the system will automatically deduct it on the repayment date).
We should note that the student loan has a grace period of five years, so in the first five years after graduation, the borrower only needs to repay the interest, and does not need to repay the principal for the time being. After the five-year grace period, the borrowing students will repay the loan principal and interest on time and in installments according to the repayment plan agreed in the contract.
If you want to repay in advance, you can log on to the student loan information network of China Development Bank to apply. You can apply for prepayment from 1 to 10, but not from 1 1. Whether it is early repayment or due repayment, it is only necessary to ensure that the repayment is made on time within the specified repayment period to avoid overdue.
Just search: Xiao Qi New Tea. Click "Query" and enter information to query your own 100-bank credit data, which come from more than 2,000 online lending platforms and UnionPay centers across the country. Users can query their big data and credit status, obtain various indicators, and query their personal credit status, online black index score, blacklist, online loan application record, application platform type, overdue amount, credit card and online loan credit estimated amount and other important data information.
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How to repay the student loan after graduation?
If students continue to study for a postgraduate degree or a second bachelor's degree after graduating from college, students with student loans can renew their loans, and then they don't need to repay their loans temporarily when they are students. After graduation, they can start paying back on February 20 of that year. After that, the annual repayment date is 65438+February 20, and the money needs to be returned to the special Alipay account for student loans before 15. The system will automatically deduct money on the 20th (the last year is September 20th).
It should be noted that the repayment period after graduation is correspondingly shortened because of graduate students and second bachelor's degrees. Of course, if you have a steady income, you don't need to borrow money to pay tuition, accommodation and other expenses during your study. Borrowing students can also give up renewing their loans and repay them directly. Because the student loan has a grace period of five years, only the interest of the first five years needs to be repaid, and there is no need to repay the principal. After five years, the principal and interest will be repaid.
3. When will the student repay the student-origin credit loan after graduation?
The repayment time of the national student loan shall be subject to the repayment time agreed in the contract. Under normal circumstances, the annual repayment time is 65438+February 20th, and the repayment time of the last year is September 20th. If the repayment is made in advance or overdue, the repayment time of the national student loan will change.
I graduated to work in June this year. When should the student loan be repaid?
1 You signed up on June 20 10, and took the postgraduate entrance examination101. You can directly apply for graduate students majoring in tourism management. The specific subjects should be determined according to the school you apply for, because the requirements of each school are different. You'd better know the enrollment brochure of the school you want to apply for. After the school is confirmed, the enrollment brochure of each school will give a bibliography of specific subjects, which you can buy in bookstores or online. Two years after graduating from junior college, you can take the postgraduate exam. Under the same academic qualifications, the second interview should take two more subjects. The specific enrollment brochure has instructions, but your time is relatively loose. First of all, review the basic courses (politics, English and mathematics) and get into a good school.