Withdrawing housing provident fund will affect the amount of future provident fund loans. Only the provident fund has been withdrawn, and the provident fund loan has not been used. There is no house in my name. If I use the provident fund loan to buy a house, it shall be handled according to the first home loan standard. If the spouse has used provident fund loans before, because the whole family has used provident fund loans once, it belongs to the second home loan, and the down payment is at least 60%.

What is the impact of housing provident fund withdrawal? Release date: August 2020-1716:14: 49

Author: Xu Ling

Source: Real Estate Network

3 1063 visits

Abstract:? Housing provident fund can be withdrawn, but it should be noted that if housing provident fund is to be withdrawn, what impact will it have after withdrawal?

Withdrawing housing provident fund will affect the amount of future provident fund loans. Only the provident fund has been withdrawn, and the provident fund loan has not been used. There is no house in my name. If I use the provident fund loan to buy a house, it shall be handled according to the first home loan standard. If the spouse has used provident fund loans before, because the whole family has used provident fund loans once, it belongs to the second home loan, and the down payment is at least 60%.

How to withdraw housing accumulation fund 1? First, the applicant needs to apply to the provident fund center for withdrawal. The provident fund center will tell you what materials and procedures are needed for withdrawal, and then give you an application for withdrawal of housing provident fund, with complete personal information.

2. The applicant also needs to apply to the company and the work unit will review it. If there is no problem in the audit, relevant certificates shall be issued, and the reserved seal shall be affixed to the application for withdrawal of housing provident fund.

3. The applicant submits relevant materials to the provident fund center, and the staff will review them, and then the competent leader of the provident fund center will review them. Sign the applicant's relevant materials after no problems are found. The audit may take some time, so don't worry. After approval, you can withdraw the corresponding provident fund.

5. Withdrawal of provident fund: When the staff approves and agrees to withdraw the provident fund, the provident fund center will give the withdrawal invoice, go through the withdrawal procedures at the relevant bank, and the manager can withdraw the provident fund at the designated counter.