1. determines the loan amount of a certain project, and also determines the amount of the borrower's own funds, so what proportion of your borrower's own funds should be invested in the amount, and how much loan funds can be invested? 2. According to the new loan regulations of the Banking Regulatory Bureau, a loan with a single loan reaching a certain amount must be directly remitted by the lender to the account of the borrower's counterparty in the form of entrusted payment, so that the borrower loses the right to control the loan funds and can ensure the authenticity of the use of the loan funds. In order to circumvent this provision, the borrower operates by reducing the amount of a single loan and multiple loans, that is, it is clear that he needs 6.5438+million yuan, but he does not get a one-time loan, but he borrows 6.5438+million yuan through a one-time loan, and it is also 6.5438+million yuan after ten times, so that the borrower has the right to control the borrowed funds.