New Company Housing Provident Fund Handling Process
Take Hangzhou provident fund management process as an example;
1, Zhejiang government service network user registration
Log on to the homepage of Zhejiang Government Service Network, select "I want to run a business" and register according to the platform prompts.
2. Enter the relevant information of housing provident fund deposit registration.
In the process of starting an enterprise, it is necessary to report the information to the provident fund registration page, select "Hangzhou Provident Fund Center", report the deposit ratio and the payday of the unit, and add "provident fund business manager" to "registration of housing provident fund deposit by the unit". (The deposit ratio is selected by the enterprise within the range of 5%- 12% according to its own situation. )
3. Complete deposit registration
After the enterprise registration is completed, the market supervision and administration bureau will push the relevant information of the enterprise to our center, and the center will simultaneously complete the registration of the unit housing provident fund deposit through data sharing.
Tips: The agents of the provident fund units registered at the time of deposit registration, please log in to the Zhejiang Government Affairs Service Network through the shortcut link on the website of the Provident Fund Center in time to inquire about relevant information, and download the Power of Attorney for Special Entrustment Collection of Zhejiang One-Account System to go through the collection and payment procedures at the bank.
Introduction of housing provident fund
Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees.
Characteristics of housing provident fund:
1, universal, urban workers must pay housing provident fund in accordance with the regulations;
2, mandatory (policy), the unit does not apply for housing provident fund deposit registration or does not set up housing provident fund accounts for employees of this unit, can be punished according to the relevant provisions of the "Regulations on the Management of Housing Provident Fund".
3. In terms of welfare, the interest rate of housing provident fund loans is lower than that of commercial loans;
4. Repayment: The paid housing accumulation fund will be returned to the individual employee in case of retirement, resignation or total loss of working ability.