Because this involves the interests of two parties, they need to review whether you have the ability to repay, and also evaluate your financial ability, and only approve it if you meet the conditions.

Process of corporate house purchase loan

1. The borrower selects a property and negotiates loan matters with the bank.

2. The bank participates in the evaluation of the property and determines the guarantee limit for the house selling company.

3. The house selling company pays a deposit of about 5% of the house price and signs a guarantee agreement with the bank. The bank also signs a loan agreement with the borrower.

4. The bank issues the loan and transfers it to the account of the house selling company.

5. The borrower repays the principal and interest of the bank loan in installments.

Enterprise legal person loan information

1. ID card of the borrower and spouse

2. ID card of the owner of the real estate certificate and spouse

3. Household register of the borrower and real estate owner

4. Marriage certificate of the borrower and real estate owner

5. Proof of personal assets, such as real estate, cars, stocks, bonds, etc.< /p>

6. Personal bank statements in the past six months or one year