Different provident fund centers have different application conditions for provident fund loans, mainly including:

1, with full capacity for civil conduct and legal and valid identity documents;

2, have the ability to repay the loan principal and interest;

3. Pay the housing provident fund in full and on time;

4. The down payment ratio meets the requirements;

5. Other conditions stipulated by the local provident fund management center.

The application materials for individual housing provident fund loans are as follows:

1. Identity documents (referring to valid residence documents such as resident identity cards and household registration books);

2, legal purchase (construction, repair) housing contracts, agreements and other approval documents;

3, self-built housing, should be issued by the planning, construction, planning, land and other departments of the approval documents;

4, the decoration of their own housing, should be issued by the planning, construction, planning, land and other relevant departments of the approval documents;

5. Proof of down payment that meets the requirements of the provident fund center;

6. Proof that the borrower's family has a stable income;

7. Information about the collateral or guarantor recognized by the provident fund management center;

8, other conditions stipulated by the housing provident fund management center.

The regulations may be different in different regions. Please consult your local provident fund management center for details.