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There are many reasons for the capital demand of production and operation customers.
Reasons for capital demand of production and operation customers: the price of raw materials has risen, the scale of production and operation has expanded, and the financing difficulty of enterprises has increased due to policy reasons.

1, raw material prices rose.

Make the capital demand of enterprises rise. Due to the sharp rise in the prices of raw materials such as steel, gasoline, coal and chemicals, the demand for working capital of enterprises has risen sharply. At the same time, due to the shortage of funds, the capital chain between enterprises has been extended, new triangular debts have been formed, and the efficiency of capital utilization of enterprises has been reduced.

2. Expansion of production and operation scale

The demand for liquidity has increased. Some enterprises should have entered the stage of rapid development if they expanded their production scale, but because of the transformation, they occupied a lot of working capital, resulting in scarce production funds and unable to give full play to their capabilities.

3. Policy reasons make it more difficult for enterprises to raise funds.

After the implementation of macro-control measures by the state, various commercial credit policies have been tightened, and the original loan plans of some enterprises have been frustrated or the loan amount has been reduced. For example, some enterprises have real estate and land as collateral, but because the undertaking bank is limited by the credit scale (the loan needs to be reported to the provincial bank for approval when it reaches a certain scale) or there is no loan index, the bank loan cannot be implemented.

Analysis and evaluation of capital demand

1, business development fund demand assessment

Enterprises should reasonably predict the capital demand for future business development and make a reasonable capital budget plan according to their own business development strategy and market demand.

2. Evaluate the capital demand for asset purchase.

An enterprise shall, according to its own asset purchase plan and market situation, reasonably predict the capital demand for future asset purchase and formulate a reasonable capital budget plan.

3, debt service fund demand assessment

Enterprises should reasonably predict the future demand for debt repayment funds and make a reasonable capital budget plan according to their own debt burden and debt financing plan.

4. Capital demand assessment of equity investment

Enterprises should reasonably predict the future demand for equity investment funds and make a reasonable capital budget plan according to their own equity investment plans and market conditions.