Adding a name to the property before marriage is related to the later judgment of the ownership of the property, so it is very important to make it clear, which determines the division of the property after divorce, depending on the specific situation of the property. Then how to change the name of the house bought with provident fund loan after divorce, and where to change the name of the house bought with provident fund after divorce?

Adding a name to the property before marriage is related to the post-judgment of the ownership of the property, so it must be made clear, which determines the division of the property after divorce, depending on the specific situation of the property. Then how to change the name of the house bought with provident fund loan after divorce, and where to change the name of the house bought with provident fund after divorce?

How to change the name of the house with provident fund loan after divorce?

Regarding how to apply for provident fund loans after divorce, the relevant judicial interpretations have the following provisions: "When the two parties cannot reach an agreement on the value and ownership of the house in the same property of the husband and wife, the people's court will handle it separately according to the following circumstances:

(a) the two sides claim the right to housing and agree to bid, which should be allowed;

(two) if one party claims the right to housing, the evaluation institution shall evaluate the housing according to the market price, and the party that obtains the right to housing shall give the other party corresponding compensation;

(three) if neither party claims the right to the house, the house shall be auctioned according to the application of the parties and the proceeds shall be divided. "

This can also be done for those who have already handled the property right certificate.

1. First, we should raise funds to pay off the remaining provident fund loans and take out the mortgaged real estate license;

2. Secondly, change the real estate license from the divorce judgment or divorce agreement to the name of the party to the real estate transaction;

3. Later, the party who owns the property can reapply for a loan from the provident fund management department with the divorce judgment or divorce agreement and divorce certificate.

If the property right certificate is still in the mortgage period, the property right change formalities shall be handled in consultation with the development enterprise. The first purpose of this is to solve the problem of housing property ownership; The second is the borrower or borrower before thawing, and he has nothing to do with this house and loan in the future.

Where will the house with provident fund loan be renamed after divorce?

1. After the contract is notarized, the buyer and the seller can prepare relevant information to register the house management transaction at the place where the house is located, handle the transfer and name change procedures, and also declare the house sales price. The housing management fair will review the information and prices we declare, and after the review, whether it is passed or not, it will give us a written reply.

2. After receiving the approval letter from the house manager, you can start to handle the follow-up matters of the property name change procedures. For buyers who need loans to buy a house, the house with provident fund loans needs to go to the bank to handle loan-related matters and also need to prepare a down payment.

The above is about how to rename the house with provident fund loan after divorce and where to rename the house with provident fund loan after divorce. After going through the above procedures, both husband and wife need to go through the transfer formalities with the real estate transaction department with valid identity documents, household registration book, land certificate, real estate license and marriage certificate.

After divorce, you can change to housing provident fund loans.

Applicants who meet the application conditions for changing the borrower shall apply to the original loan bank with the following application materials.

1. Personal basic information: If the original borrower is divorced, provide a divorce certificate or judgment or divorce agreement stamped by the civil affairs department, with four copies; A notarial certificate or judgment or conciliation statement certifying the applicant's right to transfer real estate or an agreement stamped with the seal of the civil affairs department and four copies.

2. Applicant information: four copies of the applicant's ID card; Two copies of the applicant's residence booklet or blue printed residence booklet or temporary residence permit; The applicant's housing provident fund dragon card; The applicant's name stamp in block letters.

3. Loan information: the applicant provides the original loan contract.

4. Credit investigation: The applicant and other persons should sign a statement in person at the loan bank agreeing to inquire about the personal credit report and housing provident fund in duplicate.

5. Guarantee information: If the original loan contract is in the form of guarantee, the applicant shall provide the original mortgage contract.

6 other information required by the municipal provident fund management center and the loan bank.

Legal basis:

Article 1076 of the Civil Code of People's Republic of China (PRC) * * * If both husband and wife divorce voluntarily, they shall sign a written divorce agreement and apply for divorce registration in the marriage registration office in person.

The divorce agreement shall specify the expression of the will of both parties to divorce voluntarily and the consensus on matters such as child support, property and debt disposal.

Can the fund-raising house be renamed without a license after handling the provident fund loan?

You can't just change your name.

Houses that have already applied for provident fund loans cannot be renamed before they are handed over (that is, they have not been certified). Whoever buys a house with a provident fund loan is named after his provident fund and real estate license. Moreover, it is necessary to clarify a concept that renaming a house without a real estate license is not a transfer. Now that you have started to repay the loan, it proves that this house has been registered between the bank and the Housing Authority, which is what you call advance notice registration. Advance registration means that the property right of this house belongs to the bank before you pay off the loan.

Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees. From July 1 2065438, all housing provident fund management centers in China will handle the transfer and connection of housing provident fund in different places through the platform in accordance with the requirements of the National Operating Rules for the Transfer and Connection of Housing Provident Fund in Different Places issued by the Ministry of Housing and Urban-Rural Development. On 202 1 July1day, the Ministry of Housing and Urban-Rural Development of the People's Republic of China confirmed the national housing provident fund service logo and decided to start it from now on.

Can the house with provident fund loan be renamed?

You can change your name, but you have to pay back the loan.

Provident fund loan conditions:

1. Have legal and valid identity documents;

2. The deposit status is normal, the provident fund has been paid in full for more than 6 months (inclusive) and the credit is good;

3. Have a stable income and the ability to repay loans;

4. Have a legal and effective purchase contract or agreement or the "Property Ownership Certificate" issued by the real estate administrative department;

5. For the purchase of housing, the down payment of not less than 30% of the total price of the purchased housing has been paid;

6 construction, renovation and overhaul of houses, can pay 30% of the total cost of construction, renovation and overhaul of houses;

7. The construction and renovation of houses shall be based on the approval documents of the planning and land management departments;

8 overhaul housing, approved by the planning and management department;

9. Being able to provide effective guarantee recognized by the management center;

10. Other conditions stipulated by relevant laws, regulations and policies.

This is the end of the introduction of the renaming of provident fund loans. What materials are needed after the renaming of provident fund loans? I wonder if you have found the information you need?