New national regulations
The new personal mortgage interest rate is adjusted according to LPR.
Since June 8th, 10, the housing loan interest rate policy has changed: the new commercial loan interest rate is formed by adding the loan market quotation (LPR) of the last month as the pricing benchmark; The interest rate of two sets of commercial personal housing loans shall not be lower than the quoted interest rate of the loan market plus 60 basis points in the same period; The loan interest rate for purchasing commercial housing shall not be lower than the loan market interest rate plus 60 basis points in the same period. The interest rate policy of provident fund personal housing loan will not be adjusted for the time being.
The provincial branches of the central bank shall, in accordance with the principle of "making policy according to the city", determine the lower limit of the interest rate of the first and second sets of commercial personal housing loans within their jurisdiction on the basis of the unified national credit policy and the changes in the local real estate market situation. Banking financial institutions should reasonably determine the specific bonus value of each loan according to the lower limit of bonus.
Express parcels are not allowed to "throw" the express cabinet at will.
The Measures for the Administration of Intelligent Express Box Delivery Service will be implemented on June 65438+ 10/0. At that time, users will be given the right to choose whether the package can be put into the express cabinet.
In life, people often encounter such things. When the recipient is not at home, many couriers will put the express parcel in the smart express box. Some couriers even put the express parcel into the express box without the consent of the recipient. At present, the intelligent express box service is not standardized and there are hidden dangers, which once became the focus of attention of all parties. In this regard, the State Post Bureau issued the "Measures for the Administration of Intelligent Express Box Delivery Service", which stipulates that the express box delivery of parcels requires the consent of the recipient, and no fees shall be charged.
Nurseries and kindergartens cannot be built together with commercial and entertainment buildings.
Recently, the Ministry of Housing and Urban-Rural Development issued an announcement on the partial revision of the industry standard "Code for Design of Nurseries and Kindergartens" (hereinafter referred to as "Code"), which came into effect on June 0, 20 19+65438.
The "Code" clarifies that at present, some nurseries and kindergartens are jointly built with commercial and entertainment buildings, which are prone to fire, and the joint construction with these buildings has great hidden dangers to the safety of young children. Therefore, it is stipulated that nurseries and kindergartens can only be built together with housing, pension, education and office buildings. The management of these buildings is relatively standardized, and the probability of fire is relatively small. In addition, in order to ensure the safety of infants and young children, it is stipulated that independent evacuation stairs and safety exits should be set up, which should comply with the provisions of the fire protection code for building design.
Provisions on the Protection of Children's Personal Information Network (10) will be implemented on June 1.
The Regulations on the Protection of Children's Personal Information Network (hereinafter referred to as the Regulations) came into effect on June 10, which is the first special legislation on the protection of children's personal information network in China.
The Regulations clarify that no organization or individual may produce, publish or disseminate information that infringes on the safety of children's personal information. The Regulations point out that network operators should set up special rules and user agreements for the protection of children's personal information, and designate special persons to be responsible for the protection of children's personal information.
Implementation of the new train diagram 10 10/month 1 1.
Starting from 0: 00 on June 65438+1October 65438+1October 0, the railway will implement a new train diagram and adjust some high-speed trains and ordinary trains. The train number of Jiaozuo-Shenzhen North G75 is changed to G549, the train number of Zhengzhou East-Guilin North G425/6 is changed to G439/40, and the train number of Beijing West-Lanzhou West G 427/47 is changed to. Beijing West-Lanzhou Z75/6 was changed to Z 129/30, and Luoyang-Ningbo K428/5 and K426/7 were changed to K 168/5 and K 166/7 respectively. Z 182/3 times Shenzhen East-He Lin was adjusted to Shenzhen East-Baotou.
In addition, the Ningqi Railway will be fully connected for the first time. The Ningqi Railway will run 7.5 pairs of CR200J Fuxing EMU trains, and you can sit all the way from Qidong and Haimen to Nanjing. For the first time, two pairs of Xiamen-Meizhou bullet trains were opened, and the fastest travel time of the railway was shortened from about 5.5 hours to more than 3 hours, further strengthening the exchanges between Fujian and Guangdong.
The newly-built Mei (Zhou) Shan (Tou) Railway will be put into operation. At that time, the D3286/7 and D3288/5 trains from Hankou (Yichang East) to Xiamen North will be extended to the western end of Meizhou, and the trains will be changed to D3286/7/6 and D3285/8/5. For the first time, the bullet train originating from Wuhan will go directly to Zhangzhou, Chaoshan, Jieyang, Fengshun, Shejiang and Meizhou.
Health food will pay equal attention to production and management.
The Measures for the Administration of Health Food Raw Materials Catalogue and Health Function Catalogue issued by the State Administration of Market Supervision will be officially implemented on June 5438+ 10/day.
This method clarifies the procedures and paths for the formulation, adjustment and publication of the Catalogue of Health Food Raw Materials and the Catalogue of Health Functions Permitted to Claim, changes the situation dominated by the government in the past, places industrial enterprises at the center of the catalogue and function research stage, and greatly encourages and promotes industrial R&D and innovation.
Food safety sampling covers vending machines and unmanned supermarkets.
In August this year, the State Administration of Market Supervision issued the newly revised Measures for the Administration of Food Safety Sampling Inspection, which came into effect on 20191kloc-0/.
The "Measures" clarify that the market supervision and management department can refer to the provisions of these Measures on online food safety supervision and sampling inspection, and organize sampling inspection of food operators without actual operators such as vending machines and unmanned supermarkets.
In addition, the results of supervision and sampling inspection and information related to the verification and disposal of unqualified food should be recorded in the credit files of food producers and operators according to regulations, and information such as administrative punishment should be collected into the national enterprise credit information publicity system according to law. There are serious violations of law and dishonesty, according to the provisions of the implementation of joint punishment.
The first import of prepackaged foods label was cancelled.
In order to facilitate the relevant import enterprises and further optimize the business environment at the port. From 10 10/month 1 day, China cancelled the filing of prepackaged foods's first import label. Prepackaged foods refers to food prepackaged or made of packaging materials and containers.
It is worth noting that the cancellation of filing is not the cancellation of supervision. As one of the food inspection items, imported prepackaged foods labels are inspected by the customs according to food safety, import and export commodity inspection and other relevant laws and administrative regulations. If the customs chooses to import prepackaged foods for on-site inspection or laboratory inspection, the importer shall submit to the customs the qualification certification materials, the original and translated versions of import labels from prepackaged foods, Chinese label samples and other certification materials.
The customs advises consumers to buy imported food from formal channels as much as possible, and can ask merchants for inspection and quarantine certificates of imported goods when purchasing. If consumers find that prepackaged foods's import labels are suspected of violating relevant regulations, they can report to the customs department.
The words "deposit" and "savings" cannot appear on the insurance policy.
On August 27th this year, official website, the China Banking Regulatory Commission, issued the Measures for the Administration of Insurance Agency Business of Commercial Banks (hereinafter referred to as the Measures), which standardized many details of the insurance agency business of commercial banks and came into effect on June 65438+ 10/.
The Measures stipulate that all kinds of insurance documents and publicity materials should be obviously different from bank documents and publicity materials in terms of color, style and material, and words such as "deposit", "savings" and "jointly launched with banks" should not be used.
Combined declaration of urban land use tax and property tax
Recently, State Taxation Administration of The People's Republic of China issued the Announcement on Revising the Declaration Form of Urban Land Use Tax and Property Tax (hereinafter referred to as the Announcement). From 20 19 10 1, urban land use tax and property tax shall be declared together.
The announcement clearly stated that the urban land use tax, property tax return, detailed tax reduction and exemption return and tax source list will be merged into urban land use tax, property tax return, detailed tax reduction and exemption return, urban land use tax and property tax source list.
New local regulations
Hebei: Individual rental housing is subject to income tax of 5%- 10% of the rent.
Hebei Provincial Taxation Bureau has standardized and improved how to pay personal income tax for individual rental housing in Hebei Province. If an individual can't provide the cost of renting a house, the income tax will be levied at 5%- 10% of the rental income, and the new regulations will be implemented as of June+10/day, 65438.
Hebei stipulates that if an individual rents (sublets) a house and cannot provide legal and accurate proof of the cost and expenses, and cannot accurately calculate the cost and expenses of the rented house, the taxable income shall be verified within 5%- 10% of the rental income. The specific application ratio shall be determined by the municipal tax authorities. The municipal tax authorities refer to all districts and cities (including Dingzhou and xinji city) and xiong'an new area Taxation Bureau.
Hainan: Adjusting the business of renting a house to withdraw provident fund.
From 10, 1, Hainan clarified the definition standard of employee's renting land and the number of months, and reiterated that renting houses should have legal ownership requirements, which further curbed the problem of paying employees' fictitious renting consumption behavior to obtain housing provident fund.
Hainan requires employees to withdraw housing provident fund to pay rent. Workers in the "no room certificate" issued within one year from the date of retrospective rental extraction period of deposit has not changed, that the housing provident fund deposit for its rental location, the actual number of months of rental extraction does not exceed the number of months of deposit; During the validity period, if the employee's deposit place changes, the rental place shall be determined according to the deposit place, and the actual number of months that can be extracted from the rental house shall not exceed the number of months that the location determines the rental place; During the validity period, if the employee stops paying, the renting place during the period of stopping paying shall be determined according to the continuous deposit place before stopping paying, and the months of stopping paying can be included in the actual renting months; The precondition that employees must pay in full for three months in a row when they apply for rent withdrawal is that employees pay in full for three months every month when they apply for rent withdrawal. Repayment is not recognized as a continuous deposit.
Guangxi: Self-heating food is prohibited on trains.
The Regulations on Railway Safety Management in Guangxi Zhuang Autonomous Region (hereinafter referred to as the Regulations) will be officially implemented on June 65438+ 10/day.
The "Regulations" put forward clear requirements for passengers' behavior, including four kinds of behaviors that endanger the order and safety of railway stations and carriages, such as dominating seats, staying on platforms, crossing platforms, using self-heated food and spreading rumors. , enter the forbidden range. In addition, the "Regulations" also clarify that passengers who commit acts that endanger railway safety will be included in the untrustworthy system.
In addition, it is forbidden to fly drones and fly kites within 500 meters along the railway, and it is forbidden to build plastic greenhouses in railway protected areas.
Qinghai: The Measures for the Mediation of Price Disputes in Qinghai Province will be implemented on June 65438+ 10/day.
10 Starting from 1, the first provincial government regulation on price dispute mediation in Qinghai Province, the Measures for the Mediation of Price Disputes in Qinghai Province (hereinafter referred to as the Measures), will be formally implemented.
The Measures stipulate the subject, conditions, scope and time limit of price dispute mediation. The conditions of mediation include four aspects: "matters that fall within the scope of price dispute mediation, both parties to the dispute agree to mediation, have a direct interest in the disputed matters, and have clear mediation requests, reasons and factual basis". The Measures also stipulate that price dispute mediation should adhere to the principle of efficiency and should generally be completed within 45 days from the date of acceptance.
Qingdao: "Reducing the certificate to facilitate the people", the administrative organ may not apply for the certificate repeatedly.
The Interim Provisions of Qingdao Municipality on the Administration of Certification Matters (hereinafter referred to as the Interim Provisions) shall come into force as of 65438+ 10/day. It is reported that the "Interim Provisions" innovatively standardized many aspects of the management of certification matters, which is the first case in China.
The "Interim Provisions" stipulate that citizens, legal persons or other organizations have submitted proof that they have entered the handling procedures when handling related matters, and the administrative organ responsible for the follow-up handling of the same government service matter shall not require citizens, legal persons or other organizations to provide them repeatedly.
Taiyuan: Ethanol gasoline will be widely used from 10.
Starting from June 65438+1 October1,Taiyuan will fully promote the use of ethanol gasoline for vehicles. All gas stations are prohibited from selling non-vehicle ethanol gasoline to end users (except for military special needs and national and special reserve oil), and all vehicles are sold ethanol gasoline instead.
According to the notice issued by the Shanxi provincial government, in order to further optimize the energy structure, reduce the emission of automobile exhaust pollutants and improve the ecological environment, Shanxi will gradually promote the use of ethanol gasoline for vehicles in the whole province, and carry out pilot projects in Taiyuan, Yangquan, Changzhi, Jincheng and other cities involved in the Beijing-Tianjin-Hebei air pollution transmission channel on 20 19.