Hello, you can get a loan if the formalities are complete, which may be a little troublesome. Please consult your local 4S shop for details.

Second, is it ok to buy a car with a loan from a different place?

Yes, you can.

Generally speaking, only you have a stable job and income. There are two ways for people with foreign hukou to buy a car with local loans: personal credit loans (generally requiring you to have good credit and stable work income) or real estate mortgage loans (using real estate as collateral). Personal credit loans to buy a car can generally be borrowed for 5 years, with a down payment of more than 30%. Generally, a car can be mortgaged for up to 5 years with a down payment of more than 30%.

Basic conditions for car loans:

(1) has valid identification and full capacity for civil conduct;

(2) Can provide a fixed and detailed address certificate;

(3) Have a stable occupation and the ability to repay the loan principal and interest on schedule;

(4) Personal social credit is good;

(5) Holding a car purchase contract or agreement approved by the lender;

(6) Other conditions stipulated by the Cooperation Organization.

Extended data:

Car installment is to divide users into several installments and pay in installments every month. Installment payment is a hot spot in the current automobile market. In the current market environment of car fans, installment payment is regarded by many businesses as an effective means to seize market share.

Some time ago, the staged car sales activities launched by merchants generally required to pay off the balance within two years. Some merchants extend the payment period to 40 months, and the monthly payment is greatly reduced. The monthly payment is only a few hundred yuan, which is more attractive to consumers. At the same time, the down payment has also been appropriately reduced. As long as the down payment of Changan car in Ordnance Auto Trade is 3000 yuan, a mid-range color TV can drive the car home.