According to the social security network, the third party does not require the provident fund to buy a house when the house is decorated with provident fund loans. Decoration loan is a high-quality credit product with the advantages of high quota, low interest rate and long term. Applying for decoration loans should not only meet the requirements of national policies, but also meet the requirements of banks on credit information, income and real estate. After meeting these requirements, the lender can submit an application to the bank's business outlets, and the bank will review the applicant's personal credit file. Only people with good credit records can get loans.

Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees.