I also encountered this problem, but I didn't freeze the guarantor's bank account.

The first knowledge is that if the materials provided by the guarantor are not false, there is no need to worry about being caught. The guarantor's guarantee behavior is not illegal.

In modern loan business, in order to ensure the safety of loan funds, it is understandable that banks require guarantors. When the bank loan cannot be recovered, it can recover the funds, and as a guarantor, it should also bear the repayment obligation.

The key point: find fault with the bank.

It is estimated that many people will start to say impossible. As a guarantor, after the account is frozen,

The first step requires the bank to provide the original loan materials, and the copy must be stamped with the official seal of the bank.

The second step is to check the information and confirm whether it is my voluntary guarantee. I say this because I was guaranteed, but I didn't get a credit card, so I became someone else's guarantor. If you don't take the initiative to do it, save the materials, especially secretly record them during the inspection (at that time, the bank was asked to provide authentication videos and contract videos, sorry, there was something wrong with the equipment), and report them directly to the economic investigation (check the number in advance) after the inspection, not to1/kloc-0. The basic two-step operation will be handled for you in three or four days, and even the information on the credit report can't be seen.

The third step is to investigate and deal with the party by those who know, and to find a lawyer if they don't know. According to the law, there is a time limit for being a guarantor (Articles 25 and 26). This kind of mistake rarely occurs in the banking industry, but there are also cases of bank restructuring and bank business violations.

There's really nothing wrong with the bank. Well, you have to deal with it yourself.

It is not acquaintances, relatives or leaders who can guarantee others, but also family, friendship, interests and other factors. Treat them separately. But no matter what the situation is, you have to pay it back.

First, the lender's non-malicious "malicious breach of contract" means that the borrower has not noticed the breach of contract. Explain the situation to the lender, explain to him the difficulties caused by loan default, and discuss the solution together, which is actually the repayment plan. It is the simplest way to deal with the amount directly under the personal responsibility.

Second, the lender's special reasons (imprisonment, going abroad, etc. ), the guarantor not only undertakes the repayment obligation, but also has the function of contacting the lender. In an indifferent society, everyone has an irrelevant mentality, and only by being implicated can they feel the same. In this case, we can only try to contact the lender, explain the situation and solve it together.

The third is malicious breach of contract, including intentional breach of contract and inability to repay. We have to deal with it according to the situation. But there is basically no solution except repayment.

If the lender is unable to repay the loan, it only needs to submit the lender's situation and repayment plan to the bank for negotiation and relief, and then the grinding bean curd Mill will generally produce results in a quarter or so, and it can be repaid in just one sentence. When you look at your own situation, basically the final result can only be free of late fees and interest.

I gave someone a deposit of $30,000, and I was not told until three months later. The lender disappeared, and the third phase was almost settled. I started to repair the phone of the bank clerk, the phone of the bank loan department and the phone of the bank customer service at 9: 00 every day, and it took less than 9,000 to 6,000 yuan a month. In the end, you may have paid back the principal plus a few hundred dollars, but it will not count if your financial situation is not good. At that time, I just wanted to apply for a loan, and I got it.

The lender broke his word. I know a boss, and the scenery is good when I get a loan. When there is a financial problem, the first thing is to transfer assets. The scenery is infinite every day, but you don't pay back the money. There are many illegal ways to make this decision of sacrificing oneself for the whole family, and there is only one formal way.

First of all, the bank made representations and explained the situation. Call for help.

Secondly, on behalf of the bank repayment, we should pay attention to the fact that it must be transferred by my immediate family members and ask the bank to provide proof of repayment settlement on behalf of the bank, and affix the official seal of the bank, which must be the official seal.

Finally, the lender can pull back a little.

However, whether you are a representative or together, you must do what you can, and you will consume it when you don't need it. You must not let other people's temporary happiness ruin you.

Modern society, credit society. Modern society, a hungry wolf society. If you don't sacrifice, you'd better not borrow, lend, guarantee or guarantee.

Ps:_ wordy, treat those hateful lenders and call the senior management team as soon as you see them. . . Because it is a crime for a lender to have a lot of money or provide false materials.

I'm not a lawyer and I'm not a lawyer. Personal knowledge is accumulated through my own experience. There may be many wonderful solutions in laws and regulations, but I can only say my personal experience about living in a dirty city. I hope it will help you. Pay attention to me and trust me privately.

Second, help others to guarantee that their bank cards have been frozen. What should I do?

According to the law, only people, people's procuratorates, public security organs and other law enforcement agencies can ask banks to freeze their accounts. The longest freezing period is 6 months, after which the freezing will be automatically lifted. ? There is no thawing period at all. As long as the freezing period required by law enforcement agencies is reached or the notice of unfreezing is received, the bank will unfreeze immediately without any time. The reason why banks freeze funds can only be that they have received legal documents from law enforcement agencies such as procuratorates. Banks have no right to freeze customer accounts on their own. The law enforcement agency that originally requested freezing will submit the Notice of Freezing with the official seal of the law enforcement agency at or above the county level and the signature of the person in charge to the bank, and the bank will unfreeze it immediately after receiving it.

Help others to guarantee that their bank cards have been frozen. What should I do when asking questions?

If the guarantor's bank card is frozen, the next step is to make a judgment, order the guarantor to repay the loan, and directly transfer the arrears from the frozen card. Freezing bank cards requires legal litigation execution procedures.

First of all, the creditor will apply to the Executive Board for enforcement after receiving the winning judgment, and the staff of the Executive Board will go to the bank for investigation.

Then you will freeze your bank card and answer.

[Flower] [Flower] [Flower] [Flower] [Flower] [Flower] Answer

Honey, you can't just vouch for others! answer

Hello, just like when I bought a car with someone else, I bought a house in her name. It belongs to the guarantor. If he doesn't pay it back now, the bank card will be frozen. Can it be recovered?

Hello, for example, when I bought a car with someone else, I bought it in her name. I belong to the guarantor. He doesn't pay it back now, and his bank card is frozen. Can it be recovered?

If the guarantor's bank card is frozen, the next step is to make a judgment, order the guarantor to repay the loan, and directly transfer the arrears from the frozen card. Freezing bank cards requires legal litigation execution procedures.

First, after obtaining a successful judgment, the creditor applies to the Executive Board for enforcement and gives a reply.

You can continue to answer.

Just wait for an answer.

If you don't pay it back all the time, you'll never get it back. ask a question

If the guarantor's bank card is frozen, he must pay the creditor first and then go to the bank to unfreeze it. If it is inconsistent with the facts, he can directly appeal to the creditors. answer

According to the law, only people, people's procuratorates, public security organs and other law enforcement agencies can ask banks to freeze their accounts. The longest freezing period is 6 months, after which the freezing will be automatically lifted. ? There is no thawing period at all. As long as the freezing period required by law enforcement agencies is reached or the notice of unfreezing is received, the bank will unfreeze immediately without any time. The reason why banks freeze funds can only be that they have received legal documents from law enforcement agencies such as procuratorates. Banks have no right to freeze customer accounts on their own. The law enforcement agency that originally requested freezing will submit the Notice of Freezing with the official seal of the law enforcement agency at or above the county level and the signature of the person in charge to the bank, and the bank will unfreeze it immediately after receiving the reply.

Because buying a car is his name and he drives the car. Ask questions.

He asked some questions.

You can apply for pre-litigation preservation and then file a civil lawsuit within 15 days; Or directly file a lawsuit to apply for property preservation;

Property preservation needs to provide guarantee. According to the spirit of the civil procedure law, a certain proportion of cash guarantee is needed for preservation in the present scope. For details, please consult the case acceptance and answer.

I know. You're the guarantor. Answer.

I met many people like you to vouch for it. Answer.

Yes, it seems that he hasn't paid it back for more than two years, and then my bank card was frozen for two or three months. Ask questions.

You should think of these consequences when you vouch for others.

You can apply for pre-litigation preservation and then file a civil lawsuit within 15 days; Or directly file a lawsuit to apply for property preservation;

Property preservation needs to provide guarantee. According to the spirit of the Civil Procedure Law, it is necessary to provide a certain proportion of cash guarantee for preservation. You can consult the case acceptance and then inform your parents before you can answer [flowers] [flowers] [flowers].

3. What should I do if I guarantee for others and my account is frozen?

Thank you for inviting me!

I don't know why you vouch for others, because of the burden.

I can give you some advice for reference only!

First, you should discuss with the debtor to see how to deal with the debt and see if he has the repayment ability. After all, you trusted him when you vouched for him.

Second, if the debtor has no willingness to repay, go to the civil affairs office to see if there are any executable assets, and do property preservation first!

Third, find a famous lawyer and discuss what to do. After all, they are very professional and have a say in this field.

Finally, don't do such a stupid thing. I wish you get rid of it soon.

4. What if the secured account is frozen?

The account will not be frozen for a long time unless you violate any regulations. Ask customer service.