Apply for extension of repayment period. If the Netjet loan applied by Agricultural Bank of China has not been repaid, it cannot be renewed, loans overdue. If you really have no ability to repay, you can negotiate with the bank to repay. Agreement repayment can apply for extending the repayment period and reducing the loan interest. The success of the negotiation depends on the audit results of Agricultural Bank of China. Overdue repayment will generate overdue interest and liquidated damages, which will affect credit records.