1. The housing provident fund loan has not been settled, and the first suite is still being returned. You can settle the housing loan in advance and then use the provident fund loan to buy a house.
2. The per capita area of the first suite exceeds the standard and exceeds the area requirements. Only by selling the existing housing can we use the provident fund loan again, otherwise we can only choose commercial loans.
3. The records of provident fund are superimposed. Under the background that the purchase restriction has not been released, families can only buy two sets of houses, superimpose the first loan purchase record, and lose the qualification for loan purchase.