Buying a house is a big mortgage calculator for ordinary consumers, who are well aware of the necessity of loans. The steps of using mortgage calculator can be divided into three stages, and consumers can choose the appropriate loan calculator according to different stages. What is a personal loan calculator? loan
Personal loan calculator
1. The loan calculator is a calculator for calculating repayment. For commercial loans and provident fund loans, the loan calculator provides average capital and matching principal and interest to calculate monthly payment and prepayment information.
2. Especially in the process of repayment, the new interest will take effect in the following month, and the new monthly payment will continue in the following year. In addition, it also provides previous interest rate inquiries.
3. When using, you only need to choose the corresponding loan method, fill in the corresponding loan amount, choose the loan term and choose your own repayment method, so you can make the greatest contribution according to the current situation. After the calculation of the mortgage calculator is completed
How to choose a loan calculator
1, before buying a house with a loan
Before buying a house with a loan, consumers can use a mortgage calculator with the ability to buy a house. This function can calculate the total purchase price within the family's ability according to the total amount of funds, family housing expenditure, loan term, housing area, etc., so as to make an objective evaluation of the ability to choose a house, compare houses and repay loans.
2. When buying a house with a loan
Options include equal principal and interest, average capital and provident fund loan calculator. Its purpose is to calculate the total loan amount, interest amount and monthly repayment amount, that is, the information of loan cancellation and repayment, by consumers choosing different loan types, repayment years and loan interest rates.
3. After buying a house with a loan
After buying a house with a loan, consumers can calculate. The prepayment calculator refers to the prepayment cost of consumers according to their own loan products, so as to compare the interest difference between prepayment and normal repayment. Tax calculator refers to the taxes and fees that need to be paid through all aspects of buying a house, such as stamp duty, notary fee, deed tax, house transaction fee and so on.
The above is a personal loan calculator. What is this? How to choose a loan calculator? If you are a friend who buys a house for the first time, you need to know the relevant mortgage down payment, the calculation of mortgage interest rate, the identification criteria for the first suite and the second suite, and the common identification criteria for buying a house.
Second, what does it mean to bring a loan calculator behind the house?
Is to let customers calculate the repayment data according to the loan calculator!
3. How to access the personal mobile banking loan calculator function of China Bank?
China Bank's personal mobile banking "loan calculator" function entry: 1, directly enter "loan calculator" in the search box at the top of the homepage, and then select "loan-loan calculator" to enter; 2. On the homepage, click-More Functions-On the homepage of loan functions, slide the icon area of specific functions to the left and select "Loan Calculator" to enter. The above contents are for your reference. Please refer to the actual business regulations.