1.JD.COM Baitiao can't use WeChat to pay for repayment, but you can pay attention to WeChat official account on WeChat platform and use Jingdong to pay for repayment. The specific operation steps are as follows: Open JD. COM White Strip "WeChat official account, click on my bill in the lower left corner, and then click Repayment. The repayment methods supported by JD.COM IOUs are: savings card, petty cash and petty cash financing. If the user's savings card, petty cash and petty financial management are not enough to repay, you can withdraw the funds from WeChat change into the savings card and repay with the savings card.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
App version: 10.3.0
Second, JD.COM IOUs really can't use WeChat to pay the repayment now. There may be many reasons.
1.JD.COM has its own online payment system, namely Jingdong Payment.
2. The business of IOUs is IOUs repayment under Jingdong Finance, which is different from the nature of direct payment by JD.COM Shopping WeChat.
3. You can't use WeChat to return the IOUs, but there is a way to bind the small white card issued by JD.COM IOUs with IOUs.
3.JD.COM White Bar is an Internet consumer financial product, which refers to a brand-new payment method of "consumption first, payment later" introduced by JD.COM. You can enjoy a deferred payment period of up to 3 days or an installment payment period of up to 24 days by using white bars on JD.COM website. Usually, after the loan is repaid in JD.COM, the bill status of IOUs will show "repaid" or "paid off". If the limit of 1 working day has not been restored, you can communicate with JD.COM customer service.
Four. JD.COM IOUs belong to credit products. In order not to affect users' personal credit, users are advised to repay on time to avoid bad use records. Overdue IOUs will have the following consequences:
1. Default interest for overdue: if the minimum repayment amount is not paid off before the repayment date, the system will collect liquidated damages on a daily basis. At present, the overdue rate of IOUs in JD.COM is 0.07%, and fines will be charged on a daily basis if overdue; The calculation formula of overdue fee in billing system is: total liquidated damages = total unpaid amount × liquidated damages rate × days of default; The calculation formula of overdue fee for order-based IOUs is: total liquidated damages = total unpaid amount (all unpaid principal+all unpaid installment service fees) * liquidated damages rate * days of default;
2. Overdue treatment: IOUs will not be able to participate in IOUs activities after overdue, and JD.COM reserves the right to provide users with default information to relevant government departments, industry supervision and management institutions or other legally established credit management institutions. In order to avoid the influence of overdue IOUs on users' credit and life, it is suggested to maintain good consumption habits, repay on time, accumulate good credit and enjoy better financial services.
Can JD.COM IOUs be repaid by WeChat?
By June 9, 2020, JD.COM's IOUs could not be repaid through WeChat.
JD.COM IOU repayment supports bank cards and Jingdong small treasury to pay pocket money, but does not support repayment with WeChat balance. You can press "JD". COM White Strip "WeChat official account receives repayment reminder. The repayment methods of JD.COM IOU system include "paid bill repayment", "unpaid bill repayment" and "all paid off".
Extended data:
According to public information, in February, 2065438+2004, JD.COM Baitiao was officially launched to provide credit purchase service for JD.COM Mall. Tojo was the first Internet consumer finance product in the industry. "Pay first and then pay back", enjoy a maximum interest-free period of 30 days and a maximum of 24 installments. Log in to Baitiao official website or Jingdong Financial APP- Baitiao, and you can enter the page to apply for activation independently. JD.COM mall users are eligible to activate the "white note" for mall consumption.
2065438+March 2006, JD Finance released the brand strategy of consumer finance, announcing that its consumer finance business will further go out of JD.COM around the "White Strip" brand and expand to a broader consumption scene; At the same time, the core competence of IOUs is exported to the whole industry, including risk control capability, systematic product capability and brand service capability, thus further reducing the industry cost and improving the service efficiency of the whole industry.
Can JD.COM IOUs be repaid by WeChat?
JD。 COM's IOUs can't be repaid by WeChat, but it supports the bank card and pocket money repayment of Jingdong Small Treasury.
JD.COM IOUs include three repayment methods: "paid off", "not paid off" and "paid off in full". Users can set repayment reminders in the official WeChat account of JD.COM Baitiao, and make repayment on Jingdong Financial APP or Jingdong Financial Computer.
The solution to this problem is as follows: 1. Download the Jingdong Financial APP from the App Store and log in.
2. Select the white bar on the home page.
3. Click Billing Office.
4. Select whether the bill has been issued.
5. Choose to invite friends to help.
6. Click Generate Invitation and forward it to WeChat friends.
7. Friends click on the link directly after receiving it.
8. click help TA to repay.
9. Click to confirm the repayment.
10. Select the repayment bank card, click Pay Now, and enter the payment password. At this point, the payment is complete.
Extended information:
JD.COM IOU is a consumer credit service launched by JD.COM. I believe many friends around me are using it, but many people don't know how to return it after using JD.COM IOUs. I don't know how to repay such a serious problem.
The repayment channels of JD.COM IOUs include mobile phone JD.COM APP, JD.COM Mall official website, JD Finance APP, JD Finance official website, JD Wallet APP and JD.COM IOUs WeChat official account, which can be used to repay IOUs. You can log in with a JD.COM account.
Matters needing attention in repayment of JD.COM IOUs. COM: 1. There must be enough IOUs in the small vault to deduct this arrears, otherwise it cannot be repaid; Bank card repayment needs to be carried out with a bound card, and the amount in the card must be enough to offset the repayment.
2.2065438+The debit note opened on September 5, 2009 will be deducted automatically. Previously opened IOUs need to be repaid manually, but automatic deduction can also be set. The setting path is: login to Jingdong Financial App- Credit-White Line Available Line-Setting-Automatic Repayment-Instant.
Can JD.COM IOUs be repaid by WeChat?
JD.COM IOUs can be repaid by WeChat, and the operation method is as follows:
1. Open WeChat and enter "JD. COM white strip ",and click on the search" JD. COM white strip. "
2. find "JD. COM white strip "official account of WeChat.
3. pay attention to "JD. COM white note ",namely" JD.COM "official WeChat account window. COM white strip "pops up.
4. Click "Review" in the lower left corner of JD.COM WeChat official account window.
5. Click "Repayment installment".
6. Click "Repay immediately".
7. Click "Pay 8.03 yuan".
8. Click "Pay Now" and enter the password.
9. Click "Finish", and JD.COM has successfully repaid the loan.