First of all, check whether you signed the loan and whether it is the same as the borrower. If you did not sign, he borrowed it and used it himself. It has nothing to do with you and is his personal debt;

If you also sign, or you simply take out a loan in your own name, it will generally be recognized as *** and the same debt in law. In the case of divorce, if the two parties cannot negotiate, the debt will be 50 each in principle. . Even if your husband is willing to bear the responsibility himself, it is only valid between the two of you. The creditor can still ask for it from you. You have to pay it back first, and then ask your husband to get it back.