The interest rate of the second home loan in Weifang is not lower than 1. 1 times on the basis of the benchmark interest rate. At present, the commercial loan interest rate of Weifang second home loan is 65438+ 0.2 times the benchmark interest rate. The benchmark interest rate for loans within one year is 4.35%, and the benchmark interest rate for loans for one to five years is 4.75%. For loans of more than five years, the benchmark interest rate is 4.90%.

The interest rate of the provident fund second home loan is more than 1. 1 times of the benchmark interest rate. The loan interest rate is 3.025% within five years and 3.575% above five years. Everyone's loan interest rate will be different, and the loan interest rate is related to the qualifications of banks and borrowers.