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What's the difference between China Construction Bank's 8-digit and 12-digit loan accounts?
There is no difference between the 8-digit number of the loan account of China Construction Bank and the 12-digit number, which is the only corresponding code of the bank.

Loan account refers to the personal (enterprise) bank account of the bank where the main lender (or enterprise institution) applies for personal (enterprise) loan business from its designated commercial bank. The main lender (enterprise institution) submits the loan amount to the main lender during the loan contract period, and the main lender (enterprise institution) presents the relevant personal (enterprise) certificate to apply.