Loan withdrawal for the purchase of commercial housing: for the purchase of forward housing: provide the purchase contract, purchase invoice, filing notice, application for withdrawal of housing accumulation fund and ID card. Purchase of existing houses: provide purchase contract, purchase invoice, initial registration certificate of houses or Property Ownership Certificate, Application for Withdrawing Housing Provident Fund and ID card. Purchase of non-local housing: in addition to providing information on purchasing houses, it is also necessary to provide the household registration book or employment contract (social security list or list of housing accumulation fund paid in other places), application for withdrawal of housing accumulation fund and ID card of the place where the spouse or immediate family members purchase houses. Withdrawal of housing loan: after the loan formalities are completed, the provident fund can only be withdrawn after the loan is repaid once. First withdrawal: provide purchase contract, down payment invoice, loan contract, repayment passbook (which can reflect the repayment amount of the current month), application for withdrawal of housing provident fund and ID card. Second and subsequent withdrawal: pure housing provident fund loan: provide repayment records for the past three months, application for withdrawal of housing provident fund and ID card. Portfolio loans (provident fund loans and commercial loans): loan contracts for commercial loans, repayment records in the past three months, application for withdrawal of housing provident fund, and identity cards. Pure commercial loan: commercial loan contract, repayment record in the past three months, application for withdrawal of housing provident fund, and ID card. Purchase of non-local housing loans: provide loan contracts, repayment records in the past three months, household registration books or employment contracts (social security list or list of housing accumulation funds paid in other places), application for withdrawal of housing accumulation funds, and identity cards.

Legal basis: "Regulations on the Management of Housing Provident Fund" Article 3 The housing provident fund paid by individual employees and the housing provident fund paid by the unit for employees belong to individual employees.