Micro-industry loans generally need to inquire about the legal person's credit information to evaluate the lender's credit status and repayment ability. Credit reporting by legal person refers to a credit report formed by evaluating the operating status, financial status and credit record of an enterprise with legal person as the main body. In the application of micro-credit loans, banks or other lending institutions will judge the credit status and repayment ability of lenders by inquiring the credit information of legal persons, so as to decide whether to issue loans. Therefore, it is suggested that lenders should know their corporate credit information in advance before applying for a loan in Wechat business, and try to keep a good credit record to improve the success rate of loan application.

Do micro-credit enterprises collect credit information?

The loan record of microfinance is based on the credit information of the enterprise. When an enterprise applies for a small credit loan, it needs to sign a credit authorization agreement, and Weizhong Bank will check the credit record of the enterprise at the People's Bank of China. After the loan application is successful, the loan record will also be uploaded to the PBOC credit information system. If the repayment is overdue, it must be recorded in the overdue record.

Of course, timely repayment helps to maintain corporate credit and help to apply for loans in the future.

Is there a credit requirement for the second withdrawal of micro-credit loans?

There are credit requirements for the second withdrawal of micro-credit loans.

Tax authorization, identity authentication, personal basic information, mobile phone number, bank card information of tax payment account. During the application process, the legal person needs to record a video, which is similar to the operation mode of the famous school loan. The enterprise legal person applies in person, and the system conducts a comprehensive audit according to the operation and tax payment of the enterprise.

Micro-credit is an online working capital loan service provided by Weizhong Bank for small and medium-sized enterprises. This product is a financial innovation product combining big data analysis with Internet technology. From application to withdrawal, customers can complete all online, without collateral, and the amount is visible. Funds arrive in minutes, interest is calculated on a daily basis, and they are borrowed and returned. Weizhong Bank will provide efficient and convenient financing services for small and medium-sized enterprises in technology and finance.