Does the subject want to ask "the reason why the military provident fund loan is not released for half a year"? The approval process of provident fund loan is not completed, and the materials provided by the lender are not true.

1. Incomplete approval process for provident fund loans: There are more procedures for military provident fund loans than ordinary provident fund loans, so the time will be longer.

2. The materials provided by the lender are untrue: there are many materials to be provided for provident fund loans, so the lender needs to provide his ID card, household registration book and marriage certificate after receiving the notice from the bank.