4.35-4.9.

1. For short-term loans within one year (including one year), the ICBC RMB loan interest rate is 4.35.

2. For medium-term loans from one to five years (including five years), ICBC’s RMB loan interest rate is 4.75.

3. For long-term loans of more than five years, the ICBC RMB loan interest rate is 4.9.