1. The calculation of Haikou housing provident fund loan amount should be based on three conditions: multiple of the storage balance of Haikou housing provident fund account, loan limit and loan ratio. The small value calculated according to these three conditions is the loanable amount of the borrower.
2. The formula for calculating the loanable amount according to the balance of Haikou housing provident fund account is: (balance of provident fund account+monthly contribution of provident fund ×2× statutory retirement months )× 2.
3. According to the loan limit in Haikou, the loan amount for one person to apply for housing provident fund loans is 500,000 yuan, and the loan amount for two or more people to buy the same house is 800,000 yuan.
That's all for Haikou provident fund. I hope I can help you. Want to know more about Haikou provident fund, please continue to pay attention.