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Does the second home loan of Cixi Housing Provident Fund have to have a balance?
Provident fund loans need a certain balance.

Applicants who purchase second-hand houses shall submit the following materials to the provident fund management center:

4 copies of the borrower's ID card;

1 household registration book;

Loan application form;

1 house sales contract;

2 evaluation reports;

2 copies of the transferred house ownership certificate and ownership certificate;

Copy of duty-paid invoice 1 copy;

And sign a loan contract after paying relevant fees (guarantee fee, mortgage registration fee, agency fee, etc.). ).

Processing flow:

The applicant holds the notarized second-hand housing sales contract to the housing provident fund management center (hereinafter referred to as the center) to receive the loan application form;

The applicant shall go to the center to review the loan amount and calculate the payable expenses with the ID card, household registration book, completed loan application form, house sales contract, transferred house ownership certificate, evaluation report and other materials of himself and the auxiliary borrower;

Submit information;

The applicant draws money at the bank window of the center on the specified date and receives the receipt.