The website of Changsha Municipal Government released the new policy of property market regulation on March 2017 18, as follows:
The first is to implement regional housing purchase restriction.
(1) The restricted purchase areas are Furong District, Tianxin District, Yuelu District, Kaifu District, Yuhua District, Wangcheng District and Changsha County (limited to Changsha Economic Development Zone and Xingsha District).
(two) to suspend the sale of new commercial housing to non-local households that already own 1 set or more houses in the restricted purchase area.
(3) Non-local registered families without houses in the restricted purchase area: households registered outside Hunan Province are restricted from building new commercial housing 1 set with the proof of continuous payment of personal income tax or social insurance1set in Changsha; Households with registered permanent residence outside Hunan Province, which belong to provinces, cities and districts to introduce talents and mobilize official duties, are restricted to purchase 1 set of new commercial housing with the certificate of relevant departments; Households registered in Hunan Province except Changsha are restricted from building new commercial housing 1 set.
The tax department and the human resources and social security department are responsible for strictly reviewing the tax payment certificate and social insurance certificate respectively. Personal income tax or social insurance payment certificate will not be recognized.
Second, implement differentiated housing credit policies.
(1) Families applying for commercial personal housing loans to purchase commercial housing in restricted areas: the down payment ratio for purchasing the first set of commercial housing shall not be less than 30%; Residents who own 1 house and the corresponding loans have been settled purchase a second commercial house, and the down payment ratio is not less than 35%; Residents who own 1 house and the corresponding loans are not settled buy a second commercial house, and the down payment ratio is not less than 45%; Suspension of the third and above housing commercial loans.
(2) Purchase commercial housing in the restricted purchase area and apply for housing provident fund loans: the down payment ratio for the first purchase shall not be less than 20%; For households that own 1 house and the corresponding loans have been settled to purchase the second house, the down payment ratio shall not be less than 35%; Suspension of the third and above family housing provident fund loans.
(3) The determination of the number of family housing units includes the purchase of new commercial housing and existing housing (second-hand housing).
Third, strengthen the supervision of the real estate market.
(1) Strict price filing system. Establish a real estate price negotiation mechanism led by the municipal development and reform department, with the participation of housing and urban and rural construction, land and resources, planning, statistics, taxation and other departments and district/county (city) people's governments. Commercial housing sales must be filed with the competent price department.
(2) Strict pre-sale approval. Pre-sale is not approved for projects with price increase and no price record.
(3) Strictly record online contract transactions. Existing home transactions that have not been online signed for the record shall not go through registration, transfer, mortgage, lease, loan, tax payment and other procedures.
(4) Strict law enforcement inspection. We will continue to carry out special rectification of the real estate market order and severely crack down on acts such as price gouging, hoarding, illegal sales and intermediary violations.
Fourth, increase the effective supply of ordinary commodity housing.
Implement the land supply plan and moderately increase the supply of ordinary commodity residential land. Land and resources departments should strengthen the clearing of idle land, revitalize all kinds of stock land, provide classified guidance and orderly land supply. Relevant functional departments should speed up the examination and approval of real estate project construction, speed up the progress of project construction and form an effective market supply as soon as possible.
Household registration, also known as hukou, refers to the legal documents made by the administrative organs responsible for household registration management to record and retain the basic information of the registered population. It is also the identification of each of our citizens.
Hukou book is a public certificate book that registers and issues certificates to natural persons on a household basis. The recorded items include natural person's name, date of birth, relatives, marriage, divorce, adoption and death. It is the basic legal document to determine the legal status of natural persons as civil subjects.
Household registration book: in ancient times, it was also called household edition, household book, yellow book and household book. China's household registration system was established in Shang Dynasty.