There will always be burdens. Even with an annual income of 1 million W, there is also a burden to buy an A4L.

For a loan, the required insurance in the first year is close to 2W, which is imposed by the bank. In the second year, you can selectively insure some items, which is less than 1W. The fuel consumption of A4L is about 10L. If Calculated based on 20,000 kilometers per year, it is 1W4 yuan, and initial maintenance costs 2,000-3,000 per year. If you need to replace wearable parts or repair later, the price will be higher. Including parking fees, highway tolls, violation fines, etc., the annual cost is at least 3W

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Use 3W plus the annual loan payment, that is Money you have to give away every year. The author can estimate the family's living expenses for a year and then decide whether to buy this car.

My idea is that from an economic point of view, it’s better not to buy one. The burden of buying an A4L with an annual income of 10W is not small. After all, this is not buying a house. The house can maintain and appreciate in value, and the car starts from the time you buy it. Just drop in price, it's pure consumer goods and luxury goods. If you really like it, dream about it, and think about it day and night, then buy it. Isn’t it that we are working hard to make money to buy the things we like and make our lives happier? Besides, it is not too much to buy an A4L with an annual income of 10W. . .