Blacklists will affect children.
If borrowing money is not blacklisted, it will definitely affect children. After all, they all work in hospitals. If they are known, there will definitely be some important people in the hospital, or excellent employees will be assessed and given a raise. There will definitely be no children for you, and it will be affected if you want to pursue further studies. Borrowing money must be changed. After all, it's not easy for others. It is suggested to negotiate as soon as possible.