1. 18-65 years old, with full capacity for civil conduct, with a fixed residence and legal and valid identity documents in the local area;

2. Having a legal and valid production and operation certificate, those engaged in special industries shall hold a business license for special industries issued by the competent examination and approval department;

3. Have management experience in this industry and have been engaged in this industry for more than 2 years, and have certain management capabilities;

4. It has stable operating income and the ability to repay the loan principal and interest on schedule;

5. The secured loan must be legal, effective and worthy of guarantee;

6. Good credit record;

7. Meet other conditions of Agricultural Bank of China.

Tips:

The loan interest rate is based on the regular interest rate of the People's Bank of China, and is determined according to the customer's credit status and the relevant provisions of the Agricultural Bank of China.

The specific business types, handling procedures and handling conditions shall be subject to the relevant regulations of local branches.