1, terminate all loans to support loans, and seek the understanding and help of family members. First of all, don't use loans to support loans, which will only make online loans more and more, and all platforms will be overdue. Confess to your family and strive for their understanding and help.
2, in the face of profiteering collection rational response. Send a statement in the circle of friends in advance to explain that you are suffering from profiteering collection, apologize for the possible harassment of everyone, and suggest that you hang up these ridiculous phones, leave new ones for everyone, and reduce the use of old phone numbers.
3. Know your dishonesty and try to repay the loan. Check your credit through the credit information center to find out which online loans have entered the credit information system and which ones have not, so as to give priority to repayment. More importantly, find a job and work hard to make money, and negotiate with lending institutions to extend the repayment period or repay in installments.
As for the consequences of non-repayment of online loans, it depends on the specific situation. If the lending institution wins the case in court, it will face the compulsory execution of its property, vehicles, securities and deposits. If you borrow an online loan and don't pay it back maliciously, then this is a civil case and you will face detention.
Tips: Peer-to-peer lending has certain risks, so please choose carefully. If you need funds, you can also handle them through our official channels. Ping An Bank provides unsecured credit loans, as well as mortgages and mortgage loans for houses and cars. Different loan application conditions and requirements are different. Whether the examination and approval can be successful is evaluated according to your comprehensive qualifications. For details, please log in to Ping An Pocket Bank APP- Finance-Loan and try to apply.
Reply time: 202 1- 12-07. Please refer to the latest business changes announced by Ping An Bank in official website.