1, the commercial house (large property right house) we are talking about must have "five certificates" and can be mortgaged, while the small property right house will not be filed and traded in the trading market, nor can it be purchased through mortgage loans.

2. The land for commercial housing with large property rights is of the nature of state-owned transfer (you can apply for the State-owned Land Use Certificate), and most of the small property rights are of the nature of collective land (you can't apply for the State-owned Land Use Certificate).

3. Large property houses can apply for pre-sale certificates, while small property houses are forbidden to buy and sell, not to mention no pre-sale certificates.

4. Large property houses can be signed online and filed in the Housing Authority, while small property houses cannot be filed in the Housing Authority.

5. Large property houses can support bank mortgage loans, while small property houses cannot be used as bank mortgage loans.

Second, the so-called "small property right" refers to the house built on the collective land of farmers, without paying the land transfer fee, and its property right certificate is not issued by the national housing management department, but by the township government or village government, so it is called "township property right" and also called "small property right".

Third, the so-called small property rights issued by the township government actually have no real property rights. This kind of house has no land use certificate and pre-sale permit issued by the state, and the purchase contract will not be filed with the State Bureau of Land and Housing Management. The so-called title certificate is not really legal and effective.