1, increasing enterprise management costs. Special personnel are needed to identify, register, discount, transfer or collect bills when they are received, which will increase the workload.

2. Risks of bank acceptance bills themselves. Due to ticket defects or fake tickets, cloned tickets, forged tickets and court announcements, etc.

3. Limited liquidity. Many commodities need cash transactions and refuse to accept them.

4. The discount cost is high and limited by the bank credit line. The discount rate is generally higher than the loan interest rate for the same period.