You must bring your own down payment when you buy a car, and you can't pay the down payment by credit card.

I want to buy a car. If I pay the down payment by credit card, can I still get a loan?

Answer: Yes, but it should be noted that you should not directly swipe your credit card to buy a car. It is best to buy it by car loan, usually by credit card. To handle this kind of business, taking China Merchants Bank's e-flash loan as an example, I need to promise that the proceeds will only be used for consumption (including but not limited to decoration, home appliances, weddings, car purchases, etc. ), shall not be used in non-consumption and investment fields. These car purchases can be quickly loaned, and it is enough to consider the actual repayment time and amount.

3. Does the credit card down payment have an impact on commercial loans?

Credit card down payment has no effect on commercial loans. As long as the repayment is made on time, there is no overdue situation.

In addition to the unchangeable hardware policy, there is also your personal credit record, mainly whether the credit card is overdue and the number of overdue times. You can check with the People's Bank of China, and your credit records in the bank will be printed out.

Matters needing attention when there is money brushed out by credit card in the down payment of buying a house:

1, the real estate POS machine takes the UnionPay channel, so only UnionPay credit cards are supported, and single currency foreign currency credit cards do not support credit cards.

2. The down payment credit card is not counted as points.

3. After the credit card is divided into stages, it must be repaid in full and on time, otherwise it will generate interest and late fees, and it will also affect personal credit information.

4. When using a credit card to make a down payment, it is best to use a large credit card of 1-2. Too many cards are suspected of cashing out!