1, purchase restriction, and limit the excessive rise of house prices.

At present, housing prices in first-,second-and third-tier cities are rising rapidly and by a large margin. It is necessary to speed up the construction of affordable housing, increase housing supply, take measures such as restricting purchases and economic policies to curb unreasonable speculative demand and limit the excessive rise in housing prices.

2. Increase land supply.

The policy adopts the principle of classified regulation and control to increase the land supply area of first-tier cities. Recently, housing prices in first-tier cities have risen rapidly. In order to prevent abnormal transactions from pushing up housing prices, we will fully support local government regulation measures in first-tier cities. Therefore, it is still crucial for the stable growth of China's economy at present. If land can be effectively supplied, it will not only help stabilize housing prices, but also stimulate real estate development investment and macroeconomic development.

3. Rectify "down payment loan"

The central bank will work with relevant departments to clean up and rectify the financial business of real estate intermediaries, real estate development enterprises and p2p platforms, and severely crack down on customers' behaviors such as providing down payment loan financing, improving the leverage of buying houses, and breaking through the housing credit policy in disguise.

4, real estate tax legislation

As a "sharp weapon to reduce housing prices", real estate tax is difficult to be introduced in time under the current tone of property market regulation with "destocking" as the mainstay. For the current real estate tax, it does not refer to a single property tax, but covers comprehensive taxes related to real estate, such as land value-added tax, enterprise income tax, deed tax, individual tax and urban land use tax.

5. Mortgage interest tax deduction

The accurate statement of this adjustment should be that the interest of housing mortgage loans is included in the tax deduction, such as the taxable income of wages and salaries, and the tax can be calculated by subtracting the interest of mortgage loans, so that less taxes can be paid and the personal burden can be reduced. Of course, there are many taxes, such as wages, labor remuneration, dividends, bonuses and so on. There may be a tax, and the mortgage situation is more complicated, such as the nature of the house, repayment methods, multiple mortgages and so on.

6. implement the reform of the camp.

The "camp reform" is closely related to the reform of the fiscal and taxation system, rather than a policy specifically aimed at the high inventory of commercial real estate in the property market.

In a word, people are most concerned about the national housing policy. If the state does not ban those malicious house purchases and price speculation in the market in time, the whole market will become chaotic, and residents themselves will have no basic housing because of this situation, which will inevitably hinder the development of the country.

Legal basis:

"People's Republic of China (PRC) City Real Estate Management Law"

Article 45 The pre-sale of commercial housing shall meet the following conditions:

(a) have paid all the leasing fees for land use rights and obtained the certificate of land use rights; (2) Holding a construction project planning permit;

(three) according to the pre-sale of commercial housing, the investment in development and construction has reached more than 25% of the total investment in engineering construction, and the construction progress and completion delivery date have been determined;

(four) to the real estate management department of the people's government at or above the county level for pre-sale registration, and obtain the pre-sale permit certificate of commercial housing.

The pre-sale of commercial housing shall, in accordance with the relevant provisions of the state, report the pre-sale contract to the real estate management department and land management department of the people's government at or above the county level for registration. The proceeds from the pre-sale of commercial housing must be used for related projects.

Forty-sixth commercial housing pre-sale, commercial housing pre-buyers will buy unfinished pre-sale commercial housing transfer again, by the the State Council regulations.