At that time, employees with business needs such as "monthly repayment of loans and monthly rent increase" can apply directly online through Chengdu Provident Fund APP, and they can use it in the background with relevant agreements, authorizations and inquiries.
After the monthly rental withdrawal is realized, it can effectively help the workers who have no housing, especially migrant workers, glory drifters and newly employed college graduates to alleviate the pressure of renting and improve their living conditions.
Extended data:
Examples of the concept of "monthly contribution";
For example, the person in charge of Chengdu Provident Fund said, for example, an employee has to pay 5,000 yuan of pure provident fund loan principal and interest every month. If his provident fund account exceeds 5,000 yuan, he will directly deduct 5,000 yuan from the provident fund account to repay the loan.
"It turns out that employees have to repay the loan first and then repay the loan. After a year, they will withdraw the provident fund. Every month, employees have to make up the money invisibly. In the future, as long as we have money in the provident fund account every month, it doesn't matter if it is not enough. For example, if an employee pays 5,000 yuan a month and his provident fund account is only 4,000 yuan, we will deduct 4,000 yuan, and some employees will make up for it. "
The relevant person in charge of Chengdu Provident Fund said that at present, the "monthly payment" of commercial loans depends on commercial banks providing real-time employee repayment information to the provident fund center, and it can only be implemented after real-time delivery is accurate.
To this end, Chengdu Housing Provident Fund Management Center put forward the implementation target of annual distribution. "Pure provident fund loans and portfolio loans, including the ten loan trustee banks currently cooperating, and pure commercial loans from ten banks including Chengdu Bank, Rural Commercial Bank, China Merchants Bank, Xingye and CITIC, all strive to achieve' monthly payment' this year, and are currently discussing data exchange with banks and are being tested," said the relevant person in charge of Chengdu Provident Fund.
China Net-Chengdu Provident Fund will be withdrawn monthly at the end of the year, and can be directly applied online through APP.