Spending 350 thousand by credit card. Honesty and credit are fine. According to relevant public information, the credit loan can reach 500,000 yuan. The main requirements for a personal loan of 500,000 yuan: the lender has a fixed residence in China and a fixed residence (or valid residence certificate) in the local town, and is a China citizen with full civil capacity. Lenders need to have a proper occupation and stable economic income, and have the ability to repay the loan principal and interest on schedule. The lender's unit must be approved by the borrower. The lender has no illegal acts and bad credit records.