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Does Mercedes-Benz Finance dislike working-class people applying for car loans?
It's all arbitrary charges. Originally, 4S had to pay from the manufacturer to buy a car, but this is equivalent to 4S paying the money to the manufacturer for the customer by handling the loan of auto finance. If you put the money in the bank or use it for other investments, there will be gains. 4S will try its best to get this part of the loss back, and there will be various expenses. This money is not collected by the manufacturer, but also invested. ...

Mercedes-Benz Auto Finance Co., Ltd. is a wholly-owned subsidiary of Daimler Group in China. Mercedes-Benz Finance has the financial business license of non-bank financial institutions, and can lend to dealers and Mercedes-Benz owners on its own. Mercedes-Benz Finance does not cooperate with any bank or financial institution in the field of retail loan business, precisely because Mercedes-Benz Finance itself is a lending institution and has car loans in banks. ...

There are three main customer classifications for the loan of Mercedes-Benz Finance: 1 business owner, 2 working class, 3 business owner and working class. The definition of business owner and working class depends on whether you own shares in the business. If you are a business owner, you need to provide your ID card and household registration book (if you are married, your spouse must provide a marriage certificate with the applicant). ...

Hello, Mercedes-Benz Finance can repay in advance, but it needs to pay liquidated damages. Personal suggestion: since it is an interest-free loan, prepayment will cause certain economic losses to you, and individuals do not recommend prepayment.

If the agreed repayment date is advanced to a holiday, then you have breached the contract once, and this record of breach of contract will be reflected in the credit information system of the People's Bank of China, and this record will not be erased until five years after you repay the debt, so it will be very inconvenient for you to use the credit line and credit tools in the future. But it's better in China. Explain that it can be solved by proof, and the bank will not take it too seriously. ...

Property certificate, income certificate, work certificate, running water, ID card and marriage certificate of both husband and wife (unmarried)