Legal analysis: no, before mortgage loan, choose the right vehicle, and the price depends on the actual situation. If the price exceeds the repayment ability, the bank will not approve it. After signing the contract, the bank will handle the mortgage loan business, and the bank will conduct a preliminary review of all the information provided by the customer, and then go through the mortgage formalities after confirming that the information provided by you is correct and qualified. Fill in the loan qualification form and mortgage registration application. If you need to sign a car insurance application, the bank will charge the down payment according to the sales agreement, and other related fees will also be charged. The down payment shall be verified together with the examination and approval, and then the car dealership shall go through the formalities of lifting the car license.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 1076 If a husband and wife divorce voluntarily, they shall sign a written divorce agreement and apply for divorce registration in person at the marriage registration office.

The divorce agreement shall specify the expression of the will of both parties to divorce voluntarily and the consensus on matters such as child support, property and debt disposal.

Article 1079 If one of the spouses requests a divorce, the relevant organization may mediate or directly file a divorce lawsuit with the people's court.

When trying divorce cases, the people's court shall conduct mediation; If the relationship has indeed broken down and mediation is ineffective, divorce should be granted.

In any of the following circumstances, if mediation fails, divorce shall be granted:

(a) bigamy or cohabitation with others;

(2) committing domestic violence or abusing or abandoning family members;

(three) gambling, drug abuse and other bad habits;

(four) separated for two years due to emotional discord;

(5) Other circumstances that lead to the breakdown of the marriage relationship.

If one party is declared missing and the other party files a divorce lawsuit, the divorce shall be granted.

After the people's court ruled that divorce is not allowed, if the two parties have separated for one year and one party files a divorce lawsuit again, divorce shall be granted.