You can't stop paying the provident fund after the provident fund loan. You can stop the provident fund loan after buying a house. After the liberalization of provident fund loans, the deposit of housing provident fund has no effect on loans. Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees. 20 1 1 The Ministry of Housing and Urban-Rural Development, together with other departments, is studying the revision of the provident fund regulations and liberalizing the provision that individuals withdraw the provident fund to pay housing rent. 20 13 some cities have introduced measures to allow employees suffering from major diseases or their immediate family members to withdraw provident fund for emergency. 20 14 Three departments issued a document to cancel the housing accumulation fund, individual housing loan insurance, notarization, new house evaluation and compulsory agency guarantee, so as to reduce the burden on loan workers. The Regulation on the Management of Housing Provident Fund in 20 15 stipulates that the contribution ratio of employees and units' housing provident fund shall not be lower than 5% and not higher than 12%. From February 2, 2006 to February 0, 2006, the deposit interest rate of employee housing provident fund account was adjusted to be based on the one-year fixed deposit benchmark interest rate, and the increased interest rate was 1.50%. The state-managed provident fund withdrawal procedure will be simplified. When handling the withdrawal of housing provident fund, employees need to fill in the declaration information and make a commitment in the Letter of Commitment on the Withdrawal of Housing Provident Fund. After that, anyone who can obtain information through relevant departments for online audit will no longer be required to provide relevant certification materials, and it will be more convenient for units and employees to withdraw housing provident fund. For the business of withdrawing provident fund from retired employees, the process is also simplified. If the employee reaches the legal retirement age and the unit has sealed the employee's housing provident fund account, then the employee can handle the provident fund withdrawal business without submitting any materials. The simplification of the extraction process involves many situations. Generally speaking, after employees withdraw the provident fund, the amount of materials can be reduced by 80%. In addition, the provident fund center has increased the punishment for defrauding the housing provident fund. Once found, the employee withdrawal will be terminated and the withdrawal amount will be refunded within the prescribed time limit. Not only that, the employee will not be able to apply for provident fund withdrawal and loan application within three years from the date when the violation is discovered. Those suspected of violating the law and committing crimes will be handed over to the public security organs for legal treatment. According to Article 17 of the General Rules for Loans, the borrower shall be an enterprise (institution) legal person, other economic organizations, individual industrial and commercial households or a natural person with full civil capacity and China nationality. The borrower applying for a loan should have the basic conditions such as marketable products, profitable production and operation, no misappropriation of credit funds, and abiding by credit, and should meet the following requirements: 1. The borrower has the ability to repay the principal and interest on schedule, and has paid off the original loan interest and the loan due; If there is no repayment, a repayment plan approved by the lender has been made. Two, except for natural persons and institutions that do not need the approval and registration of the industrial and commercial departments, the annual inspection procedures shall be handled by the industrial and commercial departments. 3. basic account or general deposit account has been opened. Four, except for limited liability companies and joint stock limited companies stipulated by the State Council, the accumulated amount of overseas equity investment shall not exceed 50% of its total net assets. V. The borrower's asset-liability ratio meets the requirements of the lender. Six, to apply for medium and long-term loans, the proportion of new project owners' equity in the total investment required by the project is not less than the proportion of investment project capital stipulated by the state.

Second, after the provident fund loan comes down, can I stop paying the provident fund?

1. If the provident fund loan application has been approved and all procedures have been completed, then resignation or the closure of the provident fund will not affect the provident fund loan, but the loan card should be recharged on time to avoid affecting the loan deduction.

2. After applying for a good loan, you must repay it monthly or in advance. The suspension of provident fund loans will not affect the repayment of loans, but you must ensure that you have money in your account to repay loans every month.

3 provident fund loans refer to loans enjoyed by employees who have paid housing provident fund. According to the national regulations, all employees who have paid the provident fund can apply for provident fund loans according to the relevant provisions of provident fund loans.

4. In the newly published "Draft for Review", it is proposed that in addition to units and employees, individual industrial and commercial households, part-time employees and other flexible employees without employees can also pay the housing provident fund by individuals and enjoy the rights of withdrawal and loan, which is undoubtedly a great advantage for some flexible employees.

3. Can I stop paying the provident fund after the provident fund loan comes down?

I don't know,

Detailed reasons:

1. If you want to apply for a provident fund loan, according to the Regulations on the Administration of Provident Funds, the borrower must pay the housing provident fund continuously every month before applying for a loan, and the unit that is in arrears for more than 3 months will suspend accepting the application for individual housing loans from the housing provident fund. Therefore, if you stop paying the provident fund, you cannot apply for a provident fund loan;

2. For the borrower who has applied for provident fund loans, if the borrower of housing provident fund loans fails to pay the housing provident fund in full and on time for three consecutive months or a total of six months, the provident fund management center has the right to terminate the loan contract and require the borrower to pay off the housing provident fund loans in advance.

Summary: It is understood that the housing provident fund management center should order the personnel who immediately seal their accounts and stop paying the housing provident fund after handling the housing provident fund loan, repay the housing provident fund owed, and pay it in full every month during the loan period; Refused to pay, to recover the housing provident fund loans or the implementation of commercial loan interest rates.

4. Can I stop paying the provident fund after the provident fund loan?

Legal analysis: you can't stop paying the provident fund after the provident fund loan. According to the housing provident fund loan policy, if the borrower of the gold loan has paid the housing provident fund for three consecutive months or paid the housing provident fund according to the housing provident fund entrusted loan contract, the provident fund management center has the right to terminate the loan contract and withdraw the gold loan.

Legal basis: Regulations on the Management of Housing Provident Fund Article 40 If the housing provident fund management center violates the provisions of these regulations and commits any of the following acts, the construction administrative department of the State Council or the construction administrative department of the people's government of the province or autonomous region shall order it to make corrections within a time limit according to its management authority; The responsible person in charge and other directly responsible personnel shall be given administrative sanctions according to law: (1) failing to set up a special account for housing provident fund in accordance with the regulations; (two) failing to approve the withdrawal and use of housing provident fund by employees in accordance with the regulations; (three) not in accordance with the provisions of the use; (4) Entrusting an institution other than the housing setting bank to handle the financial business of housing provident fund; (five) did not establish a detailed account of employee housing provident fund; (six) did not provide a valid certificate of housing provident fund; (seven) not in accordance with the