Seeing that house prices are getting higher and higher, it is not difficult to buy a house in full, so more and more friends apply for loans to buy a house. It can be said that buying a house by loan has become a new way of life, so how to write an application for housing provident fund loan? The following is a sample application form for provident fund loans for everyone.
Definition of housing provident fund loan terms
Housing provident fund loans refer to housing mortgage loans issued by local housing provident fund management centers to on-the-job employees who paid housing provident fund and retired employees who paid housing provident fund during their employment.
How to write the application for housing provident fund loan?
Version 1
Huangshi Housing Provident Fund Management Center:
I am an employee of XXXXXX company, and my personal provident fund account number is 55393X. Now I am buying a house that I live in. The house is located at No.0/2-5, Huaxin Road, with an area of square meters, and it is required to pay RMB 10000 in one lump sum. Due to lack of funds, I need to borrow RMB 80,000 from your center for a period of 96 months. I intend to repay the principal every month and use the house or the property of a third party as collateral. The address of the mortgaged house is No.6 Tianjin Road.
Borrower:
XXXX year x month x day
Version 2
City Housing Provident Fund Management Department: I (gender), age, (marital status), am a resident of the local cooperative city, with urban household registration.
Full-time employees pay the housing provident fund in full monthly in your department. At present, the balance of my housing provident fund account is RMB, and I have not provided personal loan guarantee for housing provident fund to others (I have paid off the last housing provident fund for more than one year), which meets the conditions for applying for housing provident fund loans. At present, the area of the house () is () square meters, and the total price is (in words) 10000 yuan, and the paid amount is (in words) 10000 yuan, based on (payment invoice, purchase contract, approval documents for fund-raising house building, real estate license, second-hand transaction certificate, etc.). ). I hereby apply to your department (housing provident fund joint guarantee loan, wage passbook pledge provident fund loan, provident fund off-site housing home purchase guarantee loan), and the loan amount (in words). Please issue the Approval Form for Housing Provident Fund Loan Application to approve the loan.
Version 3
Number:
Applicant:
ID number:
Current address:
Household electricity: mobile phone: office phone:
I apply to Beijing Housing Loan Personal Credit Information Service Center to inquire about personal credit information, collect personal credit information, and issue a personal credit evaluation report for handling provident fund loans.
Hereby apply
Applicant (signature)
Date, year and month
Sample personal provident fund application form
The housing provident fund loan approval form is uploaded to the certification section of the provident fund center for verification.
1. Counter inquiry. Borrowers can bring relevant certificates of provident fund loans and their ID cards to the Municipal Housing Provident Fund Management Center to inquire about the approval progress of individual housing provident fund loans.
2. Online inquiry. Borrowers can log in to official website, the local housing provident fund management center, click the individual housing provident fund query button, enter the information about individual housing provident fund query, and then check the information about individual housing provident fund loans.
3. Telephone inquiry. The borrower can directly allocate the national housing provident fund.
Materials to be provided for applying for housing provident fund loans
To apply for a housing provident fund loan, you must first fill in the Approval Form for Housing Provident Fund Loan and submit the materials: 1, the loan and the spouse's ID card (resident ID card or its valid certificate) and a copy; 2. Loan marriage certificate and its copy; 3, the purchase payment voucher and a copy; 4. Proof of loan and spouse's income; 5. Original purchase contract; 6. Loan and Spouse Seal
Article 26 of the Regulations on the Management of Housing Provident Fund
Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.