The online merchant loan is gone, and it may be that the user does not meet the opening conditions and is closed; It is also possible that the user has overdue repayment after using the online merchant loan, and the system may close the online merchant loan after the individual repays in full; If you just can't find the entrance of online business loan, you can enter "online business loan" in Alipay's search box to view the results.

Online merchant loan belongs to the lending platform of online merchant banks, the full name of which is Zhejiang Online Merchant Bank Co., Ltd., and it is one of the first private banks in China. It was officially opened on June 25th, 20th/Kloc-0th/5th. Provide services for small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions.

Online business loans are pure credit loans with a maximum loan term of 24 months. Users can repay the loan at any time after borrowing. Different users need different conditions when borrowing money. For example, Alipay customers must be 18-65 years old when borrowing money, and must have a good credit record.

Users must repay the loan on time after the online business loan, and there can be no overdue repayment. If the repayment is overdue, penalty interest will be charged at this time. Under normal circumstances, the penalty interest will be charged daily at the normal interest rate of 1.5 times. It should be noted that there is no grace period for online merchant loans to repay.