The loan approval records in the credit report cannot be eliminated, and only the inquiry records within 2 years will be displayed in the credit report, and the inquiry records beyond 2 years will not be displayed. Moreover, as long as there are not too many loan approval inquiry records, it will not affect personal credit information. There are bad credit records and a large number of credit inquiry records that affect personal credit information. As long as it is not these two items, the rest of the records do not need to be deliberately deleted.