China Agricultural Bank personal housing loan, the borrower must meet the following conditions:

1, with full capacity for civil conduct and legal and valid identity documents;

2. Have the ability to repay the loan principal and interest;

3. Good credit status;

4. A legal and effective house sales contract has been signed, and the house purchased is for residential purposes;

5, there is no less than the minimum required proportion of the first payment certificate;

6. Set mortgage guarantee for the purchased house in principle;

7. Other conditions stipulated by the Agricultural Bank.

The required information is as follows:

1, the borrower's identity certificate;

2. Proof of the marital status of the borrower;

3. Proof of the borrower's repayment ability;

4. Proof of down payment for house purchase;

5. The borrower and the seller have signed a legal and effective house sales contract;

6. If there is a * * * borrower, the * * borrower shall provide identity documents and other relevant supporting documents as required, and fill in the Application Form for Personal Real Estate Loan of Agricultural Bank of China as required;

7. If a qualified borrower mortgages a house other than the house purchased, it shall provide the real estate title certificate of the mortgaged property, the identity documents of the owner of the mortgaged property and the owner of the * * *, and a written commitment to agree to the mortgage;

8. Other information required by the Agricultural Bank.

Consult the local Agricultural Bank for details.