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Can the micro-loan network be fully redeemed within three years? How do borrowers defend their rights?
First, loan platforms such as micro-loans are basically suspected of fund-raising fraud if depositors who are cheated into storage lose their money.

There was a time when online lending platforms emerged in an endless stream, which once developed into an online lending boom and high-return publicity, which once made people lose their minds. As a result, after the capital chain broke, a large number of online lending platforms exploded, and a large number of depositors lost their money.

For example, the easy-to-wealth fund-raising fraud case that caused an uproar in the society and the Qian Bao incident in Nanjing, a large number of depositors did not get away before the thunderstorm, and all of them lost their money, which brought extremely unstable factors to the society.

Second, if you encounter such a thing, report it to the local public security bureau immediately.

When encountering this kind of fund-raising fraud, the first thing to do is to keep the evidence and report it to the local public security bureau. Generally speaking, this kind of thing must be cheated by more than one person. You can find other victims to report to the public security bureau together, which will attract the attention of the public security bureau and speed up the progress of filing a case.

Because, if a person goes to the public security bureau alone to report the case, the public security bureau may not be able to attract enough attention and will slow down the process of filing a case. If there are multiple victims, the public security department will definitely think that the matter is serious and will quickly file a case. After the public security bureau files a case, it can wait for the public security bureau to recover compensation.

Third, even if you report the case, there will be many difficulties when the police recover the compensation, because the police may not be able to recover the money.

In fund-raising fraud cases, the victims often lose all their money. In most cases, swindlers have squandered all their money. After the public security intervention, it is difficult to recover the stolen money, resulting in the dilemma of no money to return. Because of this, many victims think that this is the personal accumulation of money by the public security organs. In the Nanjing Qian Bao incident, many victims gathered to make trouble, which is also based on this.

However, in fact, the money has disappeared, and even if some money can be found, the money returned to depositors will not be too much.