the real estate license can be used for loans, which is actually what is usually called mortgage loan or mortgage loan. When applying for a loan, you need to mortgage your real estate license to the bank, and then exchange the loan from the bank. After the loan is successfully handled, the applicant needs to repay his loan principal and interest on time every month. If it is overdue, it will easily affect his credit record.

If you want to apply for a loan with real estate license, you can follow the following procedures:

① First, you need to prepare relevant loan materials, such as your own real estate license, ID card, household registration book, marriage certificate and so on.

② Next, the applicant needs to go to the bank to fill out the application form, and formally submit his own loan application, and then submit his prepared materials to the bank for review.

③ If the bank is approved, you can sign a loan agreement with the bank and go through the mortgage formalities of the real estate license.

④ Next, the applicant needs to open an account in the bank, which is mainly used for subsequent repayment of the loan.

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