Hello, dear! You can apply for a 40,000 provident fund loan of 400,000-800,000. Under normal circumstances, the loan amount of the provident fund is 10-20 times the balance of the provident fund account. Different regions have different policies for provident fund loans. Before applying for a loan, you can consult the local provident fund center to understand the situation and make corresponding loan preparations. In addition, the loan amount of the provident fund is not only based on the balance of the provident fund account, but also the deposit base of the provident fund will have an impact on the loan amount. Some areas will stipulate that the monthly repayment amount of the provident fund cannot exceed half of the deposit base of the provident fund, which also needs attention.