Current location - Loan Platform Complete Network - Loan consultation - I want to borrow money to buy a house. I don't have a salary card. I am engaged in online shop business, and my monthly savings card account is nearly 10000 yuan.
I want to borrow money to buy a house. I don't have a salary card. I am engaged in online shop business, and my monthly savings card account is nearly 10000 yuan.
Method 1: You can deposit 1000000 yuan into your bank card every month. Remember, it is a fixed time every month. For example, if you can set the monthly deposit date as 10, then you must insist on depositing 100000 yuan into your card every month. You can apply for a mortgage after six months of deposit.

Method 2: You can find a third-party company to pay the salary, and pay it to the salary card at 10000 yuan per month within six months. Remember to pay in the name of the company account, but the cost is quite high. The company account gives you 10000 yuan every month, and you may actually pay 13000 yuan every month. Because the company account will pay you personal income tax of around 1200 yuan, followed by social security accumulation fund, because you are not actually an employee of this company, so you should share the social security accumulation fund with the company.