Whether it is the main lender or not, if there is a mortgage before retirement, this mortgage can be used for provident fund loans or commercial loans. If it is a commercial loan, you can withdraw the provident fund after buying a house, or you can apply to the provident fund center for repayment this year every year.

If it is a provident fund loan, it will be treated as a monthly repayment amount, which will be offset from the provident fund personal account until the personal account reconciliation balance is 0.

In fact, when a bank handles a loan, it will calculate the loan term according to the age of the individual. In many places, male loans are no more than 65 years old, and female loans are no more than 55 years old. So whatever mortgage you have, you should pay it off before you retire. If you don't have a mortgage before retirement, you can take out all the balance of your personal provident fund account at one time after retirement.

Second, the woman is the main lender of the housing provident fund. After the divorce, the house belongs to the man. How can the provident fund loan be transferred?

Banks should not agree to change the main loan. You may have to pay off the loan in advance before the woman can withdraw the provident fund.

Three, the woman is the main lender of housing provident fund, after divorce, the house belongs to the man, provident fund loans. ...

Yes, now you are independent.

Four, the woman is the main lender of housing provident fund, the house belongs to the man after divorce. How to transfer provident fund loans?

Banks should not agree to change the main loan. You may have to pay off the loan in advance before the woman can withdraw the provident fund.